JOB DESCRIPTION
| Title | Securities and Recoveries Officer | ||
| Department | Credit | ||
| Position Type | Officers | ||
| Reporting To | Credit Manager | ||
| Roles and Responsibilities | |||
| 1. Loan security assessment and documentation. 2. Generating defaulters list. 3. Follow-up of loan defaulters. 4. Contacting guarantors of members in arrears for more than 2 months. 5. Follow-up on commitments to pay loans in arrears. 6. Visit defaulters of more than 3 months. 7. Recover loan securities pledged. 8. Send letter to guarantors on recovery of shares. 9. Daily report of collections and submission on weekly basis. 10. Check on new loans issued. 11. Preparation of monthly reports on Portfolio at Risk and default listing. 12. Any other duty assigned by Credit Manager from time to time. | |||
| Key Performance Indicators | |||
| - Loan portfolio growth. - Portfolio at Risk management. - Successful loan follow-ups. - Timely submission of requisite reports. | |||
| Qualifications and experience | |||
| - Diploma in Co-operative Management/ banking/ finance or Credit Management. - A business related degree is an added advantage. - At least one-year experience in debt collection field. - Valid certificate of good conduct. | |||
| Skills and Attributes | |||
| - Knowledge of excel spreadsheet and word document, - Knowledge of Sacco ERP, - Strong interpersonal and good communication skills, - Good negotiation skills for member management, - Teamwork player. | |||
If you believe you have the skills and experience for the listed roles, do not hesitate to apply. Please Send Your Application via the "APPLY" button below not later than 17th November 2025
NB: Viktas Sacco Is An Equal Opportunity Employer ,Canvassing Will Lead To Automatic Disqualification.
