LOANS OFFICER JOB DESCRIPTION
| Title | Loans Officer | Department | Credit |
| Position Type | Officer | Reporting To | Credit Manager |
| Roles and Responsibilities | |||
| 1. Loan portfolio growth and management. 2. Registration of loan applications and loan details data entry in Core banking System. 3. Loan appraisal, security perfection and recommendation. 4. Collateral management i.e. registration and safe custody of collaterals. 5. Credit performance reporting i.e. generate monthly credit reports on disbursements and loans balances. 6. Defaulter management i.e. listing of defaulters with Credit Reference Bureau. 7. Filing and archiving of work documents. 8. Any other duty assigned by Credit Manager from time to time. | |||
| Key Performance Indicators | |||
| – Quantity and quality of loan appraisals. – Credit procedures compliance. – Compliance to collateral management procedures. – Timeliness and accuracy of loan reporting. – Loan portfolio growth and quality. | |||
| Qualifications and experience | |||
| – Bachelor degree in Cooperative Business or Management or Business-related field or Diploma in business related field in combination with 2 years qualifying experience may be accepted in lieu of Bachelor’s Degree. – Minimum of 2 years’ relevant experience in credit administration or loan management in financial services sector. – Valid certificate of good conduct. | |||
| Skills and Attributes | |||
| – Microsoft excel and word proficiency, – User knowledge of Sacco’s ERP, – Good report writing skills, – Good sales pitching, – Client management skills. | |||
If you believe you have the skills and experience for the listed roles, do not hesitate to apply. Please Send Your Applications with Detailed CV and Testimonials to the Undersigned Or Via email not later than 10th August 2025
Send your application via email: jobs@viktassacco.co.ke
Or To The Chairman,
P.O Box. 2183-20300, Nyahururu.
Or Drop At the Head Quarter Office, Mairo-inya
Only Shortlisted Candidates Will Be Contacted for interviews
NB: Viktas Sacco Is An Equal Opportunity Employer ,Canvassing Will Lead To Automatic Disqualification.
